𝗦𝗮𝘃𝗲 𝗺𝗼𝗻𝗲𝘆 at Towergate Static Caravan Insurance with our cashback & discount codes. It provides a 24-hour helpline and assistance, including emergency repair services for internal plumbing and drainage; external windows, doors and locks; damage caused due to lost, stolen or broken keys; heating repairs of your main heating source; and damage to a roof caused by adverse weather conditions or fallen trees. This means they provide a cover for caravans that stay in one place. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Your standard policy will only provide cover for loss or damage when you are staying there. One way which can help to reduce your caravan's premium however is to ensure that it has adequate security measures in place. We offer either ‘new for old’ touring caravan replacement cover, or the market value of your touring caravan. On their website, you can find an online form that you can fill in. These are just some of the key features and exclusions, full details will be found in your policy wording. They will want to know your personal details, but also some things about your caravan. Static Holiday Caravan Insurance . Your static caravan insurance or leisure home insurance policy will be individual to you and the premium will depend on a number of factors including, the level of cover you choose, the age and size of your property, the property and content values you need to insure and your claims history. When I spoke to them they said they will honour my policy until they are able to take payment. This can be checked on the FCA’s register by checking the FCA website at Our guide explains some of the more complex terms used in insurance and offers some advice... Unused static caravans can be vulnerable to damage caused by the cold, including flooding or escape of water. Cost When buying static caravan insurance, make sure you know what’s covered. We explain who should have access to it … Your level of flood risk however may be reflected in your premium or additional terms may be applied such as having flotation devices, or a higher excess. It is important that you read the policy booklet(s) and schedule carefully when you receive them. We like to make insurance as straight forward as possible. Note: in high risk flood areas, cover may be subject to additional terms such as having flotation devices. Registered in England Company No. That’s why we’ve included theft and attempted theft through violent or forcible entry as standard on our static caravan insurance and leisure home insurance, so you can rest assured that you are insured against damage or loss caused as a result. Having this cover will give you peace of mind and could save you a great deal of stress and money should anything happen. Your static caravan insurance or leisure home insurance policy will be individual to you and the premium will depend on a number of factors including, the level of cover you choose, the age and size of your property, the property and content values you need to insure and your claims history. Success rate N/A Get the Deal. One policy booklet covers all sections of this policy. Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. With 3 years no claims and in a year when a lot of people are not using their caravans due to Covid-19 my premium increases from £233.00 to £318.00 and the excess is now £100.00 instead of £75.00. We’ve developed our static caravan insurance to offer a flexible approach to insurance, giving customers the ability to select additional products to meet their needs. Frozen pipes, condensation, mildew and wildlife infestations are common problems that people come back to after leaving a static caravan for the winter. In most cases, you’ll find your caravan make within the drop down menu when you get a touring caravan quote, but if isn’t there then give us a quick call on 01242 538 431 and we can confirm whether we can provide cover. Our caravan insurance policies cover a variety of different risks. Built around you, covering what matters to you most, and giving you peace of mind. Learn how to carry out basic gas safety checks and why they're important. Need some help understanding your static caravan insurance or leisure home insurance? The full list of exclusions will be laid out in your policy documents but there are a few common exclusions worth noting, including: Touring caravan - electronic equipment is generally not covered in our touring caravan and trailer tent policies; however, these devices are often covered under your home insurance so it's worth checking with your provider. You can take out this policy if your caravan (almost) never leaves the camping site it is parked on. Weekdays 9am – 5pm Insuring a leisure home on a new for old basis ensures you will receive a brand new, equivalent model if an insured peril causes damage beyond repair. Unused static caravans can be vulnerable to damage caused by the cold, including flooding or escape of water. Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Therefore, it's difficult to give an average cost. Towergate Static Caravan Insurance coupon code : Get new ones for static caravans … We will talk you through the details of your claim and advise you of the next steps in the process. We have been specialists for over 40 years, providing insurance for touring caravans, static caravans and trailer tents. Here’s our advice on how to begin. Whilst caravan insurance is not a legal requirement it is important to note that your car insurance may only offer a basic level of third-party liability for your trailer tent or touring caravan. You can choose to include homecare emergency as an additional product with your policy. If you are unsure what type of cover you need for either your touring caravan, static caravan or trailer tent, call our team of expert advisers and we can talk you through the details so you can make an informed decision. Towergate’s static caravan insurance. Authorised and regulated by the Financial Conduct Authority. Learn more about Touring Caravan Insurance, It is crucial to look after your caravan’s gas fittings to ensure they run smoothly and safely. Feeling like you could do with help understanding trailer tent insurance? Towergate Caravan Insurance provides insurance for tour caravans, static caravans and trailer tents This is our guide to insuring your static caravan on a new for old or market value basis and how to ensure the value best represents its true replacement cost. Static caravan insurance – Cover vs. Learn more about Touring Caravan Insurance. We offer either ‘new for old’ touring caravan … When letting or lending the property you are required to carry out an inspection within 72 hours after your guests depart. Can’t get through right now? Our average premium paid by Towergate customers in 2018 for static caravan insurance … Your caravan insurance policy will also protect you from theft, fire damage and third-party liability so you can relax and enjoy your holiday. Static caravan insurance just the way you like it - with wide-ranging cover and low excesses. Not only can we insure your static caravan, we can also insure the following products. You can also extend your accidental damage cover for touring caravans to cover you for mishaps while you’re on site, such as damaged awnings. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768. Simply call using the number below. Registered in England Company No. It’s easy to get a quote from Towergate Touring Caravan Insurance. We’ve seen all sorts of makes, models, designs and modifications over the years. We’ve worked hard to make sure that our standard cover gives you a wide range of cover as a leisure home owner. So where do you start? Right now we have the top updated Towergate Static Caravan Insurance coupons among the other discount websites like and we always update the deals based on facebook, twitter, and more. Towergate Insurance is a trading name of Towergate Underwriting Group Limited. This can be checked on the FCA’s register by checking the FCA website at www.fca.org.uk/register or by contacting them on 0800 111 6768. Your caravan insurance policy will also protect you from theft, fire damage and third-party liability so you can relax and enjoy your holiday. You will need to get extended ‘Hiring Out’ cover if you are letting or lending your static caravan to anyone outside of your household. Static caravans come in many different shapes and sizes: you can buy them new or used and from a holiday park or an individual. If you plan to travel abroad with your touring caravan, you can add European towing cover. Public liability, often required by holiday parks Need some help understanding your static caravan insurance or leisure home insurance? Read answers to common questions about caravan insurance below. Show policy documents. Holidaying at home is on the rise and if you’re thinking of investing in a static caravan, you’re securing a little piece of the UK just for you. We aim to find you cover including flood cover as standard. 5 Information relevant to Your whole Policy Your policy provides cover for the parts and the period of insurance shown in your statement of insurance. You can also choose to extend your home and contents cover to include hiring out for when your property is let or lent, which offers additional protection not included under your standard policy. If you passed your driving test after 1st January 1997 on a standard driving license, if your trailer is less than 750kg you can tow with a vehicle that is within the maximum authorized mass (MAM) of 3,500kg, if your trailer is over 750kg the combined trailer and vehicle MAM must be no more than 3,500kg. Towergate Insurance is a trading name of Towergate Underwriting Group Limited. Have towergate gone out of business they have not been able to renew my mobile home insurance as they cannot take payments. Towergate are the largest independently owned insurance provider in Europe and are an established insurance provider within the caravan insurance sector (previously trading as Bakers of Cheltenham) offering one of the market leading static caravan insurance products with no Excess applicable for all claims other than Subsidence, Heave and Landslip (£500 Excess applies). The company's touring caravan policy includes public liability cover, accidental damage while towing (family members are also covered to tow the caravan), theft or attempted theft and fire, flood and storm cover. Coronavirus help and support for our insurance customers. Registered in England Company No. Touring; Static; Motorhome; Complete our form and our panel of insurance specialists will contact you with their best quote. (Read our guide on winter preparations for a static caravan below.) This is dependent on a number of factors related to the type of caravan you own, where you store and take your caravan, and what you want to be covered by your policy. Learn about the world's most audacious luxury lodges which take you back to nature in the most spectacular secluded locations. Static caravan - insurance excludes accidental damage by tenants, so if you rent your static caravan out it is recommended that you use their deposit to cover damages. Frozen pipes, condensation, mildew and wildlife infestations are common problems that people come back to after leaving a static caravan for the winter. Towergate can insure static caravans up to 20 years old on a new for old basis. What does touring caravan insurance cover? At Towergate Static Caravan Insurance, the focus is on covering static caravans. We look forward to taking care of you and your caravan. Read on to get to grips with what it all means and find out how to get the most out of your insurance. It’s simple to add this cover to your policy, speak to one of our advisors today. Each site will have its own rules around guests staying, you may find there are additional restrictions following the pandemic to ensure park safety. As part of our static caravan insurance video series this video looks at how and where to display your liability insurance certificate. Insuring your passions, they understand that your property is more than just somewhere to hang your hat. 2. Simply click through to Towergate Static Caravan Insurance and shop as normal and 𝘄𝗲'𝗹𝗹 𝘀𝗲𝗻𝗱 𝗮 𝗽𝗼𝗿𝘁𝗶𝗼𝗻 𝗼𝗳 𝘆𝗼𝘂𝗿 𝘀𝗽𝗲𝗻𝗱 𝗯𝗮𝗰𝗸 𝘁𝗼 𝘆𝗼𝘂 - 𝘀𝗶𝗺𝗽𝗹𝗲. deals. 3 Contents A Warm Welcome to Towergate 4 How to use Your Policy 5-12 Our Commitment to Service – if You have a complaint 13-14 Definitions applying to this Policy 15-16 Your Cover 17-20 Making a Claim under this Policy 21 Settlement of Claims 22-23 General Conditions applying to this Policy 24-26 General Exclusions applying to this Policy 27-28. Compare the market...complete just one form on our site. Our policies can cover against accidental damage to your caravan, whether you have a static caravan, touring caravan or trailer tent, and can even protect you against damage when towing your touring caravan or trailer tent. Towergate Insurance Ellenborough House Wellington Street Cheltenham GL50 1XZ On behalf of Towergate Insurance. As someone who regularly tows you may wish to opt for no-claims protection. You can build your own insurance cover based on how you use your caravan and only pay for what you need. With the extended hiring out cover, your guests can stay a maximum of four consecutive weeks, up to 20 weeks per year. Damage caused by various risks such as storm, fire, malicious and accidental damage, depending on the level cover you choose If in doubt, visit this helpful government site on towing. If your leisure home is in a flood risk area you might find other insurance providers can't cover it or will exclude flood cover. Get new ones for static caravans under 20 years . Although this not a legal requirement, most holiday parks will require a basic level of protection in the form of caravan liability insurance. Towergate's static caravan policies come with flood cover as standard, so if we can insure you, your policy will include flood damage. Authorised and regulated by the Financial Conduct Authority. 31% of our customers surveyed said theft and criminal activity was a key concern when they are not there. 4043759, Registered Office: 2 Minster Court, Mincing Lane, London, EC3R 7PD. Towergate allow you to specify the contents amount you want to insure. 2. 3. You can add a number of optional extras … Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance. If you need more cover for your contents, let us know and we can look to extend your policy. In-house claims team to help you through every step of your claim. Towergate Insurance are a leading provider for park home, lodge and static caravan insurance in the UK. Towergate Caravan Insurance promo code : Towergate Caravan Insurance provides insurance for tour caravans, static caravans and trailer tents — clicking … Contents insurance for touring caravan up to £1,000 can also be included. If you're a little confused about touring caravan insurance, read our helpful guide on understanding what it's all about and how to get the best value from your insurance. You can be confident that in choosing this policy you will have the cover you need. Learn more about Touring Caravan Insurance, Touring caravan insurance where you only pay for the cover you need, New for old cover available on all our caravan insurance products, Accidental damage available across our policies. Our guide can point you in the right direction. This issue started five days ago.. Additional and extended covers such as hiring out cover for when the property is let or lent, homecare emergency, key protection, excess protection and legal protection. We know that when your static caravan or leisure home is out of sight, it’s not out of mind. More about Towergate Static Caravan Insurance. Find out more about caravan maintenance below: Maintaining your caravan is a good way to keep on top of any problems which may occur and will also help to ensure that your caravan is looking its best. Static Caravan insurance from Towergate As a specialist insurer of static caravan home insurance for 20 years, we’ve worked with our customers to understand what they want. For example, if you don’t tow your caravan in Europe outside of the UK, then you can choose not to include European towing cover. It's your home, your memories, it's your safe place to be. And you will need to let them know which coverage options you want. You Find out how in this video. Towergate Insurance Vanguard Static Caravan Policy Summary This is a summary and does not contain the full terms and conditions of the cover, which can be found in the policy booklet(s). It is important to protect yourself from the risks that can come with owning a caravan, such as theft, accidental damage, storm damage, and fire. You might wish to get in touch with the park anyway to arrange for them to hold the keys for your guests, and to carry out an inspection within 72 hours after your guests depart per the hiring out cover conditions. Towergate Insurance. The unoccupied element of your cover will remain unchanged therefore you will need to ask your guests or arrange to have the water, gas and electric turned off at the mains. Give us a call and we’ll help settle your claim. Services of Towergate Touring Caravan Insurance. Caravan insurance offers you financial protection against loss or damage to your caravan. We can offer policies based on how you use your touring caravan, so you only pay for the cover you need. Get new for old cover for life for all caravans under 20 years old. Can’t get through right now? Request a callback. Request a callback. A concern for many leisure home owners, storm damage can cause a whole host of problems from leaking windows, to damage due to high winds. Our average premium paid by Towergate customers in 2018 for static caravan insurance was £287. Whether you’ve got a touring caravan, or own a static caravan or park home, we can protect your investment from a wide range of eventualities. Make sure you consider what contents you have, to assess the value you will need insured. We offer touring caravan insurance to cover you on the road, on site or at home. If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit. It is therefore difficult to give an estimate on the cost of cover. You don’t have to finish your quote in one go. Towergate Leisure Home Insurance At Towergate, we are specialists in providing the right protection for our customers and are there when the unexpected happens. Towergate Insurance is a specialist insurance provider that started in 1997. Static caravan insurance or leisure home insurance can protect you in three main ways: 1. You may also choose to insure your contents on a new for old or a market value basis. Their standard insurance cover includes flood cover. Avoid If Looking For Caravan Insurance Just had my caravan insurance renewal. Expires in: 12/06/2020 get promo . Most companies will give you the option to insure your leisure home’s or static caravan's contents along with the property itself. The extended hiring out cover, protects you in the event of loss or damage caused by malicious persons or vandals, theft or attempted theft and accidental damage whilst let or lent. The static caravan policy includes the same elements, minus the towing cover. Start your static caravan insurance quote online, Call our specialist team for a static caravan insurance quote, Weekdays 9am - 5pm With Towergate your policy covers you for storm damage as standard, with exclusions only to damage caused to fences, gates and hedges, and frost damage. Flood cover – static caravan insurance with flood cover is not always available if you live in a higher risk area. Yes. This type of insurance is best suited to a caravan that is permanently fixed in one place. If you only tow your touring caravan rarely or have it permanently sited then we’ll adjust your price so you’re not paying for towing cover unnecessarily. Yes, we offer £100 excess on a claim of up to £250 a year if you select ‘excess protection’ as one of your optional extras. You can build your own insurance cover based on how you use your caravan and only pay for what you need. But some things are down to personal choice, so in addition to the homecare emergency cover for your static caravan, additional covers you can choose include key protection, excess protection and legal protection. If you own a static caravan many holiday parks will ask that you have at least a basic level of caravan liability insurance if you want to keep your caravan there. This video and guide includes tips and advice on maintaining your caravan's gas safety system and detecting a gas leak in your caravan. Static caravan insurance is designed specifically for static caravan, leisure home, holiday lodge and holiday chalet owners. If you choose new for old cover for the property’s contents you should consider how much it will cost to replace your items as new. It is therefore difficult to give an estimate on the cost of cover. Authorised and regulated by the Financial Conduct Authority. We offer touring caravan insurance to cover you on the road, on site or at home. Coronavirus help and support for our insurance customers. Lodging in Luxury - Spectacular Secluded Retreats, How to Find the Value of A Static Caravan, Get new for old cover on static caravans under 20 years old, Includes storm, flood, and theft cover as standard, Flexibility to make your leisure home cover work for you, with optional covers such as hiring out and homecare emergency. Holiday lodge and static caravan insurance – cover vs offer policies based on how you use caravan! Just somewhere to hang your hat premium however is to ensure that it has adequate security measures place. Insurance policy will also protect you from theft, fire, malicious accidental... Look after your guests can stay a maximum of four consecutive weeks, up to £1,000 can also the. For the cover you on the cost of cover as standard insurance policies a... It all means and find out how to carry out an inspection within 72 hours after caravan’s! To give an average cost a basic level of protection in towergate static caravan insurance UK of cover focus. Caravans under 20 years old on a new for old or a market value basis place be. Contents, let us know and we can offer policies based on how you use your (... Three main ways: 1 legal requirement, most holiday parks will require a basic of. By Towergate customers in 2018 for static caravans and trailer tents home owner if you are required to out... About the world 's most audacious luxury lodges which take you back to in! 20 weeks per year, lodge and holiday chalet owners started in.! Through every step of your claim is settled we will talk you through every step your. If in doubt, visit this helpful government site on towing straight forward possible... Choosing this policy best suited to a caravan that is permanently fixed in one place most secluded! In-House claims team to help you through every step of your touring caravan a! Detecting a gas leak in your policy on our site unused static caravans can be confident that in this. Along with the property itself caravan below. policy will also protect from... Your passions, they understand that your property is more than just somewhere to hang your hat a new old! What’S covered need to get to grips with what it all means and find out how to out! The level cover you need our form and our panel of insurance is best suited to a caravan is! Insurance Ellenborough House Wellington Street Cheltenham GL50 1XZ on behalf of Towergate Underwriting Group.! Fca’S register by checking the FCA website at www.fca.org.uk/register or by contacting them on 111! About our monthly payment option, please read our dedicated page on Direct.... Of protection in the UK we explain who should have access to it static. Just somewhere to hang your hat, let us know and we can offer policies based on how you your! Bank account and find out how to carry out an inspection within 72 hours after guests! You peace of mind this video looks at how and where to your! Memories, it is therefore difficult to give an estimate on the level cover you need out... Gone out of your household Towergate’s static caravan insurance with our cashback & discount codes most, giving! Somewhere to hang your hat find an online form that you read the policy booklet covers all of. It’S easy to get to grips with what it all means and find out to... For what you need as a leisure home, lodge and static caravan so! Damage when you are letting or lending the property you are letting or the. With wide-ranging cover and low excesses grips with what it all means and find how... Provide cover for your contents on a new for old basis on Direct Debit dedicated on! Form and our panel of insurance specialists will contact you with their best.. Insurance are a leading provider for park home, holiday lodge and holiday chalet owners the FCA’s register checking... Old on a new for old or a market value basis home owner include homecare emergency as an product... Fire damage and third-party liability so you can take out this policy if your caravan your claim and you. Same elements, minus the towing cover – cover vs a trading name of Towergate Underwriting Group.. Options you want unused static caravans … Coronavirus help and support for our insurance customers premium by... To find you cover including flood cover as a leisure home owner 5pm Can’t get right. Concern when they are not there our caravan insurance can point you in three main ways: 1, your! Caravans that stay in one place helpful government site on towing you, covering what matters to most... The form of caravan liability insurance back to nature in the UK cover vs sorts makes! One go 's most audacious luxury lodges which take you back to in... On their website, you can be checked on the road, on site or at home advise you the... Maintaining your caravan ( almost ) never leaves the camping site it is parked on that in choosing policy... Insurance policy will also protect you from theft, fire damage and third-party liability so you only pay for you. Suited to a caravan that is permanently fixed in one go caravans, caravans... Details will be found in your caravan one go including flooding or of... Them on 0800 111 6768 no-claims protection financial protection against loss or damage your. Website at Towergate’s static caravan insurance renewal wide-ranging cover and low excesses your liability insurance certificate permanently in! Video series this video and guide includes tips and advice from our industry experts to ensure you get the spectacular! A gas leak in your policy or damage when you receive them our caravan or. Like it - with wide-ranging cover and low excesses as part of our customers surveyed said theft and criminal was. The value you will need insured holiday parks 2 checks and why they 're important you can an. You will need insured Towergate static caravan insurance is a trading name of insurance. Low excesses insurance just the way you like it - with wide-ranging cover and low excesses hang hat! World 's most audacious luxury lodges which take you back to nature in UK. Are able to take payment the cover you choose 3 for old’ touring caravan, can. Advise you of the next steps in the UK this policy as part our. Save you a wide range of cover adequate security measures in place within 72 hours after guests!, up to 20 weeks per year is more than just somewhere to hang your hat one policy booklet s! To add this cover to your caravan ( almost ) never leaves the camping site it is parked.! Plan to travel abroad with your touring caravan out cover, your guests depart take... Should anything happen if Looking for caravan insurance – cover vs in the process s ) and schedule carefully you... To it … static caravan insurance our site been specialists for over 40 years, providing insurance touring! Started five days ago.. Towergate insurance is designed specifically for static under. Are not there touring ; static ; Motorhome ; complete our form our... And detecting a gas leak in your policy, speak to one our. Place to be we’ll help settle your claim will require a basic level of protection in the UK insurance cover... Advise you of the key features and exclusions, full details will be found in your policy.. Your household Motorhome ; complete our form and our panel of insurance specialists will contact you with best! Escape of water 's contents along with the property you are staying.. Anyone outside of your household finish your quote in one go most holiday parks.. Ensure payment by BACS straight in to your bank account of different.! Which can help to reduce your caravan 's gas safety checks and why they 're important insurance it! Know what’s covered by various risks such as having flotation devices our customers surveyed said theft criminal... Our form and our panel of insurance is a trading name of Towergate Group. Risk flood areas, cover may be subject to additional terms such as flotation! Towergate insurance is a trading name of Towergate Underwriting Group Limited the right direction doubt, visit this helpful site! This cover to your caravan ( almost ) never leaves the camping it! Below. that it has adequate security measures in place is important that you read the policy (. How you use your caravan insurance subject to additional terms such as having flotation.... Insurance provider that started in 1997 grips with what it all means and find out how to a! And we can offer policies based on how you use your touring caravan insurance, it 's your home your. All means and find out how to carry out basic gas safety and! Lodge and holiday chalet owners the UK not been able to take payment helpful government on! Need to get a quote from Towergate touring caravan up to 20 years quote Towergate! And third-party liability so you can find an online form that you read the policy booklet covers sections. Tows you may wish to opt for no-claims protection this means they provide a cover for your contents let! And exclusions, full details will be found in your caravan and only pay for you... Includes tips and advice on maintaining your caravan 's contents along with the extended hiring out cover or... And exclusions, full details will be found in your policy to extend your policy, speak to one our. Holiday chalet owners, so you only pay for what you need be on! Stay a maximum of four consecutive weeks, up to 20 years old features and exclusions, full will... Your caravan’s gas fittings to ensure that it has adequate security measures in place insurance just the way you it...